Car insurance woes

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Hi guys,

As you all know I love a good deal and saving money on my bills wherever possible. However, when it came to renewing my car insurance this time I just wanted to share my experience.

So my renewal notice came through and it was an additional £10 this year – £380 in total. I did expect it to go up, they always seem to no matter what. I’m not sure if they rely on you just renewing with them for ease or just don’t value your business anymore….I suspect the second one ha.

I’m 27 with 9 years NCB and a clean license. I’m driving the same car I was last year and living in the same place. In theory my policy should be exactly the same. I would have assumed my policy cost would of actually gone done due to the extra years NCB and my age etc.

Anyway, I did the usual price comparison websites (confused.com / compare the market etc) and all quotes were coming back significantly more to my surprise £400+. I tried altering my policy and tinkering with it but had no luck bringing it down to the £370 I paid last year.

So it feels as though I may have admitted defeat on this one. Perhaps if I had more time I could of got a better price. However, since starting my own business I have begun to realise how valuable time really is, another hour spent hunting down a £10 saving, would it of been worth it? I’m not sure but for the first year I actually ended up renewing with my current insurer for the £380.

Let me know how you have got in with your car insurance renewals this years. Did you experience the same thing I did?

Thanks for reading.

Frank

Setting up my business…

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Hi all,

So one of the main reasons I have been so busy recently is I have decided to setup my own business. Since leaving university I decided this was something I wanted to do but I felt it was important to get some experience behind me first. Now I’m 27 with 8 years’ experience in marketing I decided the time was right.

So the company is called M4B (stands for Marketing 4 Business). We do CRM, Sales and Marketing Consultancy, We have been running since Christmas really but only just moved into our own office about 3 weeks ago now.

We have a few clients behind us already but a long way to go. The CRM (customer relationship management) side of the business is a good niche and we are finding businesses are really interested in it which is fantastic!

So fingers crossed all goes well over the coming months.

If you would like to know more, please leave questions in the comment section.

Frank.

Buying a games console

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Hi all,

Just following on from my previous post about raising money, I wanted to write about where I actually bought my games console from in the end. I decided I was going to buy a PS4 and would be purchasing it online. This was just before Christmas, this meant that there were lots of offers available as retailers are all jostling for your business.

I started on the main retailers, Game, Argos, amazon and Tesco. All appeared to be very similar price wise for the basic 500GB system. I realised to get the best deal and most bang for my buck I was going to have to look for a bundle product (console and additional games). My intention would be to sell the included games.

After a couple of weeks weighing up my options as new deals popped up I eventually found this on GameStop;

Playstation 4 1TB Mega Pack

This included 3 games;

  • God of war 3
  • Nathan and Drake Collection
  • The Last of Us

All this for £289.99

I knew the upgraded games console was worth this price alone so any money I could get back from the games would be just be a bonus.

I was hoping to link you to this but the deal has been removed of the website now unfortunately.

I also ended up keeping ‘The Last of Us’ – What an amazing game ha.

Let me know what deals you found in the comment section…plus and ps4 game recommendations for me.

Thanks for reading.

Frank.

Raising some cash…

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Hi guys,

Firstly I just wanted to say sorry for not updating my blog recently. Been so snowed under with work recently including starting my own business over the last two weeks. This does mean I have loads of to talk about though so make sure you check back soon.

This post I just wanted to talk about raising some cash over the last couple of months. The reason for this is I wanted to buy a PS4 and I wanted to avoid taking it out my savings. To do this I decided to sell some of my unused things. Here’s how it went;

  • Sony Playstation 3 – £59.99
  • Bridgestone Potenza Run flat tyre – £35.00
    (Just had it sat in my garage)
  • All Saints T-Shirt – £11.49
  • Religion T-Shirt – £8.50
  • Impossible Creatures PC Game – £6.49

Total raised £121.47

Okay, so it’s not the £350 I needed for my PS4, but it’s a start. The point in this post really was to just make you question if you have unwanted possessions you could sell to raise some quick cash. When I started looking around my house it’s amazing how much unwanted bits I had.

Let me know your tips in the comments section for raising some quick cash.